5 Types Of Travel Insurance You Need To Know About

Five different types of travel insurance policies


So, you want to go on vacation, but you don’t want to be stuck without coverage if something goes wrong. Travel insurance can help protect you from financial losses when travelling overseas. Here are five types of travel insurance policies that offer different levels of coverage and cost information:

Medical/dental insurance

Medical and dental insurance are not covered by travel insurance policies.

Medical evacuation insurance provides coverage for medical treatment costs in connection with an accident or illness, but it does not cover the cost of your flight home. If you have a pre-existing condition that requires immediate treatment and you need to be evacuated from a country where it’s unavailable, then this type of plan could help pay for transportation back home from anywhere in the world where there’s no local access to hospitals or clinics that can treat your condition. However, most people who purchase medical evacuation plans keep them on their own personal credit cards because they know how expensive these procedures can be—not just financially but emotionally as well!

If someone is seriously injured while travelling abroad (for example, struck by lightning), then being able to get home quickly is key so that family members can help support them during recovery time; however, this doesn’t mean that all injuries require immediate attention; some may take several weeks before healing begins naturally enough so as not to cause complications later down the line, such as organ damage due to a lack of adequate nutrients consumed daily without proper nutrition intake, which leads directly into malnutrition issues and eventually death due to starvation conditions after a prolonged stay away from loved ones who care deeply about each other.

There are five different types of travel insurance policies.

There are five different types of travel insurance policies, and each one has its own unique features.

Medical and dental cover: This covers medical expenses that may arise while you’re away on holiday. It will also cover any treatment required if your trip is cut short by illness or injury. Trip cancellation or interruption coverage: If your flight becomes delayed or cancelled before departure, this type of policy can help cover any costs incurred due to delays at the airport and beyond (for example, accommodation). Car hire excess payment protection plan: If you book a car rental through an online booking service like Expedia, it may require certain conditions be met in order for them to provide a refund back onto your credit card once it’s redeemed against another person’s purchase made within 90 days from the redemption date due directly from the supplier, such as Hertz Rentals Ltd.

Trip cancellation or interruption coverage

Trip cancellation or interruption coverage is a policy that covers you if your trip has to be cancelled because of an unexpected event. This can include things like sickness, injury, or natural disasters such as earthquakes and floods.

Benefits of buying trip cancellation or interruption insurance include:

  • The peace of mind that comes with knowing that you’ll be covered if something happens to prevent you from travelling (e.g., illness)
  • The ability to cancel flights without penalty

Car hire excess payment protection plan

A car rental excess payment protection plan is a type of travel insurance that covers the cost of an unexpected vehicle repair or replacement.Here’s what it does:

  • It pays for any costs associated with repairing or replacing the damaged vehicle if you are unable to make a claim on your main travel insurance policy. For example, if you break down on the side of the road and have to pay for repairs out-of-pocket, then this will cover those costs as well (up to a maximum amount).
  • It also covers any other damages, such as theft, vandalism, and other incidents that could occur while travelling with your vehicle—such as being involved in an accident while driving it yourself!


Make sure you check the conditions of each policy carefully before you purchase it. Remember that, as a customer, it’s up to you whether or not you take out insurance coverage. If anything goes wrong on your trip, then it’s important that you know what kind of coverage is available and how much it will cost.

Leave a Comment